PRIVACY
Introduction
This Privacy Policy describes how PROSPERLABS and its affiliates (collectively "PROSPERLABS", "we", "our", "us") collect, use, share, protect or otherwise process your information / personal data through our website narq.in (hereinafter referred to as "Platform"). Please note that you may be able to browse certain sections of the Platform without registering with us.
We do not offer any product or service under this Platform outside India and your personal data will primarily be stored and processed in India. By visiting this Platform, providing your information or availing any product/service offered on the Platform, you expressly agree to be bound by the terms and conditions of this Privacy Policy, the Terms of Use and the applicable service/product terms and conditions, and agree to be governed by the laws of India including but not limited to the laws applicable to data protection and privacy.
If you do not agree, please do not use or access our Platform.
Collection of Information
We collect your personal data when you use our Platform, services or otherwise interact with us during the course of our relationship. Some of the information that we may collect includes but is not limited to:
- Name, date of birth, address, telephone/mobile number, email ID
- Information shared as proof of identity or address
- Payment instrument information (with your consent)
- Behavioural data, preferences, and other information you choose to provide on our Platform
- Transaction-related information on the Platform and third-party business partner platforms
You always have the option to not provide information by choosing not to use a particular service or feature on the Platform. This information is compiled and analysed on an aggregated basis.
When a third-party business partner collects your personal data directly from you, you will be governed by their privacy policies. We shall not be responsible for the third-party business partner's privacy practices or the content of their privacy policies, and we request you to read their privacy policies prior to disclosing any information.
If you receive an email or a call from a person/association claiming to be PROSPERLABS seeking any personal data like debit/credit card PIN, net-banking or mobile banking password, we request you to never provide such information. If you have already revealed such information, report it immediately to an appropriate law enforcement agency.
Usage of Information
We use personal data to provide the services you request. To the extent we use your personal data to market to you, we will provide you the ability to opt-out of such uses. We use your personal data to:
- Assist in handling and fulfilling orders
- Enhance customer experience
- Resolve disputes and troubleshoot problems
- Inform you about online and offline offers, products, services, and updates
- Customise your experience
- Detect and protect against error, fraud and other criminal activity
- Enforce our terms and conditions
- Conduct marketing research, analysis and surveys
You understand that your access to these products/services may be affected in the event permission is not provided to us.
Sharing of Information
We may share your personal data internally within our group entities, our other corporate entities, and affiliates to provide you access to the services and products offered by them. These entities and affiliates may market to you as a result of such sharing unless you explicitly opt-out.
We may disclose personal data to third parties such as sellers, business partners, third-party service providers including logistics partners, prepaid payment instrument issuers, third-party reward programs and other payment options opted by you. These disclosures may be required for us to provide you access to our services, comply with our legal obligations, enforce our user agreement, facilitate our marketing and advertising activities, or prevent, detect, mitigate, and investigate fraudulent or illegal activities related to our services.
We may disclose personal and sensitive personal data to government agencies or other authorised law enforcement agencies if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process.
Security Precautions
To protect your personal data from unauthorised access or disclosure, loss or misuse, we adopt reasonable security practices and procedures. Once your information is in our possession or whenever you access your account information, we adhere to our security guidelines to protect it against unauthorised access and offer the use of a secure server.
However, the transmission of information is not completely secure for reasons beyond our control. By using the Platform, the users accept the security implications of data transmission over the internet and the World Wide Web which cannot always be guaranteed as completely secure. Users are responsible for ensuring the protection of login and password records for their account.
Data Deletion & Retention
You have an option to delete your account by visiting your profile and settings on our Platform. This action would result in you losing all information related to your account. You may also write to us at the contact information provided below to assist you with these requests.
We may, in the event of any pending grievance, claims, pending shipments or any other services, refuse or delay deletion of the account. Once the account is deleted, you will lose access to the account. We retain your personal data for a period no longer than is required for the purpose for which it was collected or as required under any applicable law.
Your Rights
You may access, rectify, and update your personal data directly through the functionalities provided on the Platform.
Consent
By visiting our Platform or by providing your information, you consent to the collection, use, storage, disclosure and otherwise processing of your information on the Platform in accordance with this Privacy Policy. You have an option to withdraw your consent that you have already provided by writing to the Grievance Officer at the contact information provided below. Please mention "Withdrawal of consent for processing personal data" in your subject line.
Please note that your withdrawal of consent will not be retrospective and will be in accordance with the Terms of Use, this Privacy Policy, and applicable laws. In the event you withdraw consent, we reserve the right to restrict or deny the provision of our services for which we consider such information to be necessary.
Changes to this Privacy Policy
Please check our Privacy Policy periodically for changes. We may update this Privacy Policy to reflect changes to our information practices. We may alert or notify you about significant changes to the Privacy Policy, in the manner as may be required under applicable laws.
Grievance Officer
Company: PROSPERLABS
Address: Poickadathu Building, Poickattussery, Ernakulam, Kerala — 683568
Availability: Monday – Friday, 9:00 AM – 6:00 PM IST